Department of Human Resources

Accident Insurance

FlexCo, Inc.
PO Box 2349
Conway, AR   72033
Tel:   800-552-3605
Fax:  501-329-1127


CONTENTS:

Description
Eligibility
Enrollment
Cost
Benefits
Claims
Questions/Contact Information


DESCRIPTION:

FlexCo, Inc. is the administrator for the Accident Insurance.  The policy is underwritten by American Heritage Life Insurance Company. This voluntary plan pays benefits for covered on and off the job accidental injuries which result within 90 days (180 days for loss of life or dismemberment) of the covered accident.  Covered losses must be diagnosed by a physician.  Any loss not stated is not covered. The policy is available for individual and family.

*Employee can authorize the payroll deduction to be pre-taxed (withheld before taxes rather than after taxes).  This reduces Federal, State and Social Security withholding thereby increasing take home pay.


 

 

 

 

 

 

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ELIGIBILITY:

All full-time employees are eligible to apply for coverage. 


 

ENROLLMENT:

New Hires:  All full-time employees are eligible to apply for coverage upon hire.

Qualifying Family Status Changes:  Changes to coverage may be made within 30 days of a qualifying family status change.  Examples of a qualifying family status change are birth or adoption of a child, marriage and divorce.

Annual Open Enrollment:  Each fall there is an annual open enrollment period in which employees can add, cancel or change their enrollment.


 

 

 

 

 

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COST:

Internal information only.


 

 

BENEFITS:

  • This plan pays benefits for hospital confinement, ambulance services, medical expenses for physicians, x-rays, emergency service fees and treatment for repair to natural teeth if a result of an accident.  This plan covers accidents whether they occur on or off the job and will pay in addition to workers' compensation.
  • Premium deduction may be paid on a pre-tax basis.
  • Benefits are paid directly to employee.
  • Pays in addition to any other insurance.

 

CLAIMS:

Contact FlexCo, Inc. with claim processing questions.


 

QUESTIONS/CONTACT INFORMATION:

For questions about the benefits offered through this plan, contact your Benefits Coordinator or Flexco, Inc. directly.

FlexCo, Inc.
Barry Roe, Patrick Hickman
Tel:   800-552-3605
Fax:  501-329-1127

E-mail: flexcoinc@sbcglobal.net

 

 

 

 

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