Financial Aid Office

Stafford Student Loan

Direct Loan Program are either subsidized or unsubsidized. A subsidized loan is awarded on the basis of financial need. A student is not charged any interest before repayment or during authorized periods of deferment. An unsubsidized loan is not awarded on the basis of need. A student will be charged interest on the loan until it is paid in full. You can receive a subsidized loan and an unsubsidized loan for the same enrollment period.

A student can receive up to $3,500 for freshman year or up to $4,500 for sophomore year, in subsidized or unsubsidized loan monies, as long as satisfactory academic progress criteria is met. Independent students can request an additional $6,000 a year in unsubsidized money.




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