Department of Human Resources

Cancer Insurance

FlexCo, Inc.
PO Box 2349
Conway, AR   72033
Tel:   800-552-3605
Fax:  501-329-1127


CONTENTS:

Description
Eligibility
Enrollment
Cost
Benefits
Claims
Questions/Contact Information


DESCRIPTION:

FlexCo, Inc. is the administrator for the Cancer Insurance.  The policy is underwritten by American Heritage Life Insurance Company. This voluntary plan pays benefits that can be used for non-medical, cancer-related expenses that health insurance might not cover.  Benefits are paid as you go and cover the costs of specific treatments and expenses (up to the maximum allowed) as they happen.  Cancer insurance is supplemental so it works in addition to other insurance employee may have.  This policy contains a 30-day waiting period that begins on the effective date.

*Employee can authorize the payroll deduction to be pre-taxed (withheld before taxes rather than after taxes).  This reduces Federal, State and Social Security withholding thereby increases employee take home pay.


 

 

ELIGIBILITY:

All full-time employees are eligible to apply for coverage. 


 

ENROLLMENT:

New Hires:  All full-time employees are eligible to apply for coverage upon hire.

Qualifying Family Status Changes:  Changes to coverage maybe made within 30 days of a qualifying family status change.  Examples of a qualifying family status change are birth or adoption of a child, marriage and divorce.

Annual Open Enrollment:  Each fall there is an annual open enrollment period in which employee can add, cancel or change enrollment.


 

 

 

 

back to top

COST:

Internal information only.


 

BENEFITS:

  • This plan pays benefits for expenses related to cancer and 20 other specified diseases, including muscular dystrophy, multiple sclerosis, tuberculosis, and smallpox.  Covered benefits may include amounts paid for the initial diagnosis of cancer, surgery, radiation/chemo, transportation and lodging, second surgical opinion and experimental drugs.  A wellness benefit is also included. 
  • Premium deduction may be paid on a pre-tax basis.
  • Benefits are paid directly to employee.
  • Pays in addition to any other insurance.

 

CLAIMS:

Contact FlexCo, Inc. with claim processing questions.


 

QUESTIONS/CONTACT INFORMATION:

For questions about the benefits offered through this plan, contact your Benefits Coordinator or contact FlexCo, Inc. directly.

FlexCo, Inc.
Barry Roe, Patrick Hickman
Tel:   800-552-3605
Fax:  501-329-1127

Email:  flexcoinc@sbcglobal.net

 

 

 

back to top

 

 

For questions/comments on this content, please contact hrhelp
This page is maintained by the Office of Human Resources