Human Resources

TIAA-CREF Supplemental Retirement Annuity (SRA)

730 Third Ave
New York, NY  10017
Tel:   1-800-842-2776

Eligibility / Enrollment
Contribution Rates
Key Points
Questions/Contact Information


TIAA-CREF (Teachers Insurance and Annuity Association-College Retirement Equities Fund) is a 403(b) voluntary tax sheltered annuity plan.  Employee is eligible to participate in a Supplemental Retirement Plan (SRA) and put money aside on a pre-tax basis for retirement as a supplement to the employee’s regular retirement plan.



All full-time employees are eligible to elect the supplemental retirement annuity.  An enrollment form and a salary reduction agreement must be completed and returned to your Benefit Coordinator for processing.  An enrollment instructions can be obtained from your Benefits Coordinator in Human Resources.



The employee may contribute an amount of choice up to IRS limitations.  During 2012, contribution limit is $17,000; if 50 years of age or older, the contribution limit is $22,500.  Please consult with TIAA-CREF or your tax or financial advisor for further information on contribution limits.



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  • Employee can elect to begin, change the amount contributed or stop participation at anytime.
  • TIAA-CREF offers variable annuity accounts to include CREF Stock, Global Equities, Growth, Equity Index, Real Estate, Bond Market, Inflation-Linked Bond, Money Market and Social Choice. 
  • TIAA-CREF offers a Guaranteed Annuity Account.
  • Employee will be provided with a prospectus containing investment objectives, risks, and other important information.
  • Contributions may be allocated (in whole number percentages) in any manner.



For questions about this retirement plan, contact your Benefits Coordinator, visit the TIAA-CREF website at or contact TIAA-CREF at 1-800-842-2776 and speak with a consultant. 




Salary Reduction Agreement


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